What does liability insurance cover? This required form of insurance covers both bodily injury and property damage under a two-fold plan, which handles expenses if you are at fault in a car accident. Consult this guide from Olathe Dodge Chrysler Jeep Ram for a closer look at the ins and outs of liability insurance and when you would need to use it around Overland Park.
Bodily injury and property damage are both covered under the overall liability insurance plan, but each had individual limits. These are set by the state for what’s required, but Gardner drivers can always increase coverage if desired. See below for specifics on what each portion of liability insurance covers.
Bodily Injury
Property Damage
In understanding the auto liability insurance definition and what each portion covers, it’s important to keep in mind that this is for the victim of the accident, not the driver at fault. Comprehensive and collision insurance cover your car specifically.
How does liability insurance work? You have a sense of what it covers, but setting up your plan with your Springhill agent requires that you understand how coverage limits work. Limits can be split or grouped as a single limit, as explained below.
Do you need further explanation of the auto liability insurance definition, or still asking, “What does liability coverage pay for?” The Finance Center at Olathe Dodge Chrysler Jeep Ram is here to help. Get in touch with any questions, and feel free to consult our car buying tips for additional advice.
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