Get Your New Car in 4 Easy Steps:
- Choose Your Vehicle
- Select Your Payment Options
- Value Your Trade
- Schedule Your Delivery
Learn more about our online shopping experience!
You don't have any saved vehicles!
Look for this link on your favorites:
Once you've saved some vehicles, you can view them here at any time.
If you’re asking yourself, “What does it mean to finance a car?” and “How does financing a car work?”, we at Olathe Dodge Chrysler Jeep Ram are here to help. Once you’re ready to get behind the wheel of a new or used vehicle, you have a few options. You can outright purchase the vehicle, lease it, or apply for financing. Learn more about each to see which option is best for you and your financial situation. Have any questions? Contact our finance department today!
The first step to learning how car financing works is to know what you’ll need when applying for a new or used car loan through the dealership, a bank, or even a credit union. Most applications can be started online, or you can apply at the dealership in person. Factors that the lender will look at include:
If you have a low score or bad credit, a car loan might still be an option at the dealership. Consider asking a close friend or family member to cosign your loan. Another option is leasing. You’re more likely to get approved for a lease with bad credit, although the payments will be higher than if you had good credit history.
If approved for a loan, there may be a few options for you to choose from when it comes to lenders. Some dealerships offer in-house financing. And if you have bad credit, this may seem like your only option; however, you can also compare this offer to that from a bank or credit union to see which makes the most sense for your needs and budget. Before this, you’ll want to keep in mind how much money you can put down as well as how much you can afford in terms of monthly payments. You can even use our online payment calculator to estimate these payments.
Before finalizing your loan and buying a car, you may need to negotiate on price. If this is the case, you and the salesperson can go back and forth until you settle on a loan with an interest rate that works for you. Once you settle on a price, be sure to look over additional loan agreements, and then you can finalize the loan terms and close the deal. After the paperwork is signed, you can drive off in your next RAM or Jeep vehicle.
Get the automotive finance process started today by applying online! If you’re still in the research phase, feel free to browse our new vehicle specials and contact Olathe Dodge Chrysler Jeep Ram to talk with someone from our finance department with any questions concerning your financing needs.
The Jeep Wrangler is one of the most off-road capable SUVs on the market, able to tackle rocks, water, and more with ease. But when you’re venturing out from Overland Park for a remote camping trip, is the Jeep Wrangler interior spacious enough to store all of your gear? Depending on whether you choose a…
If you’re on the hunt for a new pickup truck that will be a good fit for your Overland Park job site, you’ve probably considered a new RAM 1500 for sale at Olathe Dodge Chrysler Jeep Ram. But before you can be certain the RAM 1500 is right for you, you may wonder, how much does the RAM 1500 weigh?…
Olathe drivers love the 2021 Jeep Grand Cherokee because of its robust performance! It has a reputation for handling any task, from its agile handling on Overland Park roads to the Jeep Grand Cherokee towing capacity. How much can the Jeep Grand Cherokee tow? When properly equipped, the 2021 Jeep Grand Cherokee towing capacity is up to 7,200…